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Financial Recovery


Financial Recovery


What Do I Need to Recover From?




The Twelve Steps for Financial Recovery


1. We admitted we were powerless over our finances, spending addictions and compulsive behavior. And we admitted that our lives and finances had become unmanageable.


2. We came to believe that a power greater than ourselves could restore us to sanity, and stabilize our finances.


3. We made a decision to turn our life, our will and our finances over to the care of God.


4. We made a searching and fearless moral inventory of ourselves and our finances.


5. We admitted to ourselves, to God, and to another human being, the exact nature of our wrongs.


6. We are entirely ready to have God remove all these defects of character.


7. We humbly asked Him to remove all the shortcomings in our lives and finances.


8. We made a list of all persons we have harmed and became willing to make amends and financial restitution to them all.


9. We made direct amends and financial restitution to such people whenever possible, except when to do so would injure them or others.


10. We continued to take personal inventory of ourselves and our finances and when we were wrong, promptly admitted it.


11. We sought through prayer and meditation to improve our conscious contact with God, praying only for knowledge of His will for us and our finances and the power to carry that out.


12. Having had a spiritual experience and financial freedom as the result of these steps, we tried to carry this message to others, and practice these principles in all our affairs.